Secure a Better Future with RDSP
Canada’s savings plan for people with disabilities — with government grants and bonds. An RDSP (Registered Disability Savings Plan) helps Canadians with disabilities build long-term financial security with help from the government.
- Get up to $90,000 in government support
- Save tax-deferred
- For children and adults
- Simple and secure
About RDSP
What is RDSP?
Who is Eligible?
You may open an RDSP if:
- You are a Canadian resident
- You have a valid SIN
- You are approved for the Disability Tax Credit (DTC)
- You are under age 60
Parents or legal guardians can open an RDSP for a child or dependent.
Grow Your Savings
Save More with Support
Government Support
No Contribution Needed
Government Helps You Save
Canada Disability Savings Grant
The government matches your contributions.
- Up to 300% matching
- Maximum $3,500 per year
- Lifetime limit $70,000
Canada Disability Savings Bond
- Up to $1,000 per year
- Lifetime limit $20,000
- Lifetime limit $70,000
How RDSP Works​
01.
Open an RDSP account
Start by setting up your Registered Disability Savings Plan to begin your financial journey.
02.
Contribute at Your Pace
03.
Get Government Support
04.
Your savings grow tax-deferred
05.
Withdraw funds later for living needs
Why Choose MyCanadaRDSP?
We make RDSP simple, clear, and stress-free for you.
Simple explanations
We break down RDSP in a way that’s clear, simple, and stress-free.
Canada-focused guidance
Get guidance tailored specifically to Canadian RDSP rules and benefits.
Help with eligibility and documents
We help you understand requirements and assist with the complete process.
Friendly support
Receive reliable support every step of the way with a personal touch.
