Terms and Condition

1. Introduction

Welcome to MyCanadaRDSP (https://mycanadardsp.com).

By accessing or using this website, you agree to comply with and be bound by these Terms & Conditions. If you do not agree, please do not use this website.


2. About Our Service

MyCanadaRDSP provides general educational information and guidance about the Registered Disability Savings Plan (RDSP) in Canada.

We are:
• Not a bank
• Not a government agency
• Not a financial institution

We do not open RDSP accounts. RDSP accounts can only be opened through approved financial institutions in Canada.


3. No Financial, Legal, or Tax Advice

The information provided on this website is for general informational purposes only.

We do not provide:
• Financial advice
• Investment advice
• Tax advice
• Legal advice

You should always consult a qualified professional or official government sources before making any financial decisions.


4. Accuracy of Information

We aim to provide accurate and up-to-date information. However:

• Government rules and benefits may change
• Information may not apply to your specific situation

We do not guarantee the completeness, accuracy, or reliability of any content.


5. Use of Website

By using this website, you agree:

✔ To use it for lawful purposes only
✔ Not to misuse or attempt to harm the website
✔ Not to submit false or misleading information

We reserve the right to restrict access if misuse is detected.


6. Forms and User Information

When you submit a form on our website:

• You agree that the information provided is accurate
• You allow us to contact you regarding RDSP guidance
• Submission of a form does not guarantee eligibility or approval

We use your information in accordance with our Privacy Policy.


7. Third-Party Links

Our website may contain links to third-party websites (such as financial institutions or government resources).

We are not responsible for:
• Content on external websites
• Their services or policies
• Any loss or damage caused by their use


8. RDSP Calculator Disclaimer

Any calculator or estimate provided on this website:

• Is for illustration purposes only
• Does not guarantee actual benefits
• Is based on general assumptions

Actual RDSP grants and bonds depend on official CRA rules and your personal situation.


9. Limitation of Liability

MyCanadaRDSP is not responsible for:

• Any financial decisions made based on website content
• Losses, damages, or claims arising from use of this website
• Errors or omissions in content

You use this website at your own risk.


10. Intellectual Property

All content on this website, including text, design, and layout, is the property of MyCanadaRDSP unless otherwise stated.

You may not:
• Copy
• Reproduce
• Distribute

without written permission.


11. Privacy

Your use of this website is also governed by our Privacy Policy.


12. Changes to Terms

We may update these Terms & Conditions at any time without prior notice.

Continued use of the website means you accept the updated terms.